MH ADvantage® Mortgages for Manufactured Homes

Finding an affordable home is challenging when supply is low, prices are high, or available properties need renovations. Manufactured homes are an option that offers major cost savings over site-built homes. There are many attractive and modern models built to high standards with today’s most desirable amenities. The only difference is that they’re built in efficient, state-of-the-art factory facilities.

What is MH Advantage?

MH Advantage is a mortgage loan for manufactured homes with features typical of traditional single-family site-built homes. This program offers 30-year fixed-rate financing with benefits that exceed standard loans for factory-built homes. When you buy an eligible home, you’ll get:

Quality and Style

Homes that include attractive amenities like upgraded kitchens and bathrooms, attached garages, energy-efficient appliances, and architectural features that seamlessly match site-built counterparts and blend into traditional neighborhoods.

Affordability

MH Advantage offers down payments as low as 3%, interest rates lower than most traditional manufactured home loans, and cancellable mortgage insurance once you reach 20% equity in the home.

Homeownership Advantages

With MH Advantage financing, you benefit from the financial perks of homeownership, like the potential for tax benefits and building equity. This could mean more money in your pocket during tax time or if you decide to sell!

Get a Low Down Payment For Your Manufactured Home

Finding a manufactured home that fits your budget is easier than ever with MH Advantage financing. Available through most lenders, MH Advantage works similarly to mortgages for site-built homes. In other words, you own both the land and the home. This makes building equity over time a possibility!

*Compared to other manufactured home loans
**Once you reach 20% equity

A down payment as low as 3%

Traditional 30-year financing

Lower interest rates*

Cancellable mortgage insurance**

 

MH Advantage Home Floor Plans

ManufacturedMH Advantage

KB Platinum Singles / KB-608

Built by: Kabco Builders Inc.
3
2
1140 ft²
16'0" x 80'0"
KB-608
ManufacturedMH Advantage

KB Platinum Singles / KB-609

Built by: Kabco Builders Inc.
3
2
1110 ft²
15'0" x 78'0"
KB-609
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3234

Built by: Kabco Builders Inc.
3
2
1980 ft²
32'0" x 70'0"
Skillfully crafted home will be a homemaker's delight with six tall windows highlighting a bright gourmet style kitchen an...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3235

Built by: Kabco Builders Inc.
4
2
2280 ft²
32'0" x 80'0"
Beautifully imagined Kabco Platinum home features front classic country kitchen and dining room with archways to spacious ...
ManufacturedMH Advantage

KB 28' Platinum Doubles / KB-2811

Built by: Kabco Builders Inc.
3
2
1612 ft²
28'0" x 66'0"
Popular floorplan with spacious living room/dining room opening into gourmet style kitchen with adjoining morning room for...
ManufacturedMH Advantage

KB 28' Platinum Doubles / KB-2822

Built by: Kabco Builders Inc.
3
2
1508 ft²
28'0" x 62'0"
Open concept home with spacious living room opening into beautiful stylish kitchen with large island snack bar/work statio...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3219

Built by: Kabco Builders Inc.
3
2
1800 ft²
32'0" x 64'0"
Bright well planned front kitchen, spacious living room, large guest bedrooms and privately located master bedroom with in...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3237

Built by: Kabco Builders Inc.
4
2
2340 ft²
32'0" x 82'0"
Large skillfully designed highest quality home with deluxe innovative features and amenities throughout, including sprawl...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3238

Built by: Kabco Builders Inc.
3
2
2040 ft²
32'0" x 72'0"
Well designed quality Kabco home features spacious living room, bright well equipped front country kitchen with large isla...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3239

Built by: Kabco Builders Inc.
4
3
2340 ft²
32'0" x 82'0"
Beautifully designed family home with covered porch entry into spacious living, bright large kitchen with center island wo...
ManufacturedMH Advantage

KB 32' Platinum Doubles / KB-3240

Built by: Kabco Builders Inc.
4
2
2040 ft²
32'0" x 72'0"
Open concept floor plan with spacious living room open to beautiful kitchen with large island. Ideal for entertaining. Pri...
ManufacturedModularMH Advantage

Classic Series DW / Webster 1001-80-4-32

Built by: Franklin Homes
4
2
2280 ft²
30'0" x 76'0"
Webster 1001-80-4-32
PLEASE NOTE:

All sizes and dimensions are nominal or based on approximate builder measurements. Spartan Homes reserves the right to make changes due to any changes in material, color, specifications, and features anytime without notice or obligation.